Including Massachusetts's 5.0% state income tax
| Gross Salary | $45,000 |
| Federal Income Tax | −$3,362 |
| Social Security (6.2%) | −$2,790 |
| Medicare (1.45%) | −$652 |
| Massachusetts State Tax (5.0%) | −$2,250 |
| Take-Home Pay | $35,946 |
On a $45,000 salary in Massachusetts, you can expect to take home approximately $35,946 per year, or about $2,996 per month. Your effective total tax rate is 20.1%.