Including Kentucky's 4.0% state income tax
| Gross Salary | $45,000 |
| Federal Income Tax | −$3,362 |
| Social Security (6.2%) | −$2,790 |
| Medicare (1.45%) | −$652 |
| Kentucky State Tax (4.0%) | −$1,800 |
| Take-Home Pay | $36,396 |
On a $45,000 salary in Kentucky, you can expect to take home approximately $36,396 per year, or about $3,033 per month. Your effective total tax rate is 19.1%.