Including Arizona's 2.6% state income tax
| Gross Salary | $45,000 |
| Federal Income Tax | −$3,362 |
| Social Security (6.2%) | −$2,790 |
| Medicare (1.45%) | −$652 |
| Arizona State Tax (2.6%) | −$1,166 |
| Take-Home Pay | $37,030 |
On a $45,000 salary in Arizona, you can expect to take home approximately $37,030 per year, or about $3,086 per month. Your effective total tax rate is 17.7%.